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Rental property insurance is important not only to the property owner who’s renting out, but also to the tenant who rents the property. It really is not enough for a property to be ensured by the landlord or the property owner as the landlord’s insurance will usually cover only the building or the contents of the building that the landlord owns. The landlord’s insurance will definitely not provide coverage for your personal belongings nor will it cover injuries incurred by your guests that you as the tenant are held liable for.
Why You Should Get Rental Property Insurance
Don’t think that you don’t need protection just because you’re only renting your place of residence. You don’t have to be a homeowner to be concerned of your home and your personal properties. In fact, anyone renting can easily qualify for rental property insurance.
Rental Property Insurance Coverage
Rental property insurance policies offer many types of coverage. You should learn as much as you can about these coverage types, so you can decide which is most appropriate for your situation. You should also ensure that you get enough coverage for any circumstance that might come up.
Below are some of the coverage types you can choose from.